About Old National Bank
Old National Bank is a regional bank based out of Chicago and Evansville, Indiana. It can trace its roots back to 1834 and the founding of Evansville National Bank. Old National operates more than 260 branches in Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, and Wisconsin.
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Old National Bank Overview
Old National Bank offers a variety of bank products, such as CDs, checking, money market, and savings accounts. It does this through its more than 260 branches in seven states and on its website. It is offers its customers fee-free access to the more than 55,000 Allpoint ATMs nationwide.
| Offers a wide range of banking products. | The majority of its accounts offer low APYs. |
| Access to more than 55,000 Allpoint ATMs. | Operates in only six states. |
| The bank offers competitive APYs on some of its CD products. | Most accounts have a minimum opening deposit. |
| Monthly service charges can be waived by meeting certain balance requirements. | CD accounts can only be opened at a branch. |
| Most accounts only require minimum opening deposits. |
Old National Bank Product Offerings
CDs
A certificate of deposit (CD) is a form of savings account that pays a fixed interest rate on the money in the account for a certain period, known as a term. Old National Bank only offers CDs with terms ranging from six months to five years. There are a few CDs that offer competitive yields, and the rest offer yields that are at least at the national average for their respective terms. Here are the details for some of the bank's CD offerings for April 2025:
Checking Accounts
Old National Bank offers several different personal-checking accounts. Most of the checking accounts offer APYs below the national average of 0.01% for checking accounts. Many of the personal checking accounts have monthly service charges, but they can be waived by meeting the minimum balance requirements. Here are the latest account details for April 2025:
Money Market Accounts
A money market account is an interest-bearing hybrid between a savings account and a checking account. Old National Bank offers a few personal and business money market accounts. Here are the account details for April 2025:
Savings Accounts
Old National Bank offers a number of different business and personal savings accounts. All accounts have a monthly service charge that can be waived or no monthly service charge, and all have a relatively low minimum opening deposit. The yields offered are in line with those of most traditional banks and below or in line with the national average of 1.45%. Here are the latest savings account details for April 2025:
Bank Fees
Overdraft fee: $7 daily for up to seven business days
Savings and Money Market Account withdrawals: None
Account closure fee: None
Wire transfer fee: Domestic - Incoming is $16 and outgoing is $30; International - Incoming is $16 and outgoing is $30
Non-network ATM fee: $2.50
Monthly service charge: $5-$20 depending on the type of account
Stop payment fee: $38
Paper statement fee: $3
Old National Bank Features
Old National Bank's customer service line is available Monday through Friday from 7:00 a.m. to 6:00 p.m. CST and on Saturdays from 7 a.m. to 1 p.m. CST. Peer-to-Peer transactions are available via Zelle as well as through Apple and Samsung Pay. The bank operates more than 260 branches and ATMs in seven states. It also offers an easy-to-use mobile app that allows customers to manage their accounts and perform basic account functions.
Old National Bank FAQs
Our Take
Old National Bankis a regional bank that operates in seven states: Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, and Wisconsin. The bank offers competitive yields on a few of its CDs, with the rest of its accounts offering yields in line with or lower than their respective national averages. The bank also offers several different checking and savings accounts for everyday use for children, women, and businesses. In general, fees are low or able to be waived, and most opening deposit requirements are low, except for the money market accounts, which require high balances to qualify for the promotional APYs offered. Like most regional banks, it may be an excellent choice for customers who reside near one of its many branches.
Methodology
Our editorial staff continually updates the information contained on our website. Our editorial staff has analyzed virtually all of the banks and credit unions that it follows, and it does weekly rate analysis for more than 250 prominent banks and credit unions. These institutions were chosen because they provide competitive APYs, low fees, and other factors we find important. These banks and credit unions often provide accounts that are available nationally. All of these banks are FDIC-insured, and all of these credit unions are NCUA-insured. Choosing an FDIC-insured bank or an NCUA-backed credit union assures that your money is protected as long as it stays within insurance limits and requirements.