I initiated a ACH pull on my Evergreen platform and it instantly appeared on my Evergreen account. Most other banks take 2 or 3 business days, for all ACH transfers and 5 total days if over a weekend. They do NOT pay interest these days. Evergreen ACH limits are low, however... "Transfers initiated EXTERNALLY are subjected to the external bank's limits." I use my brokerage Money Market for ALL transfers, since it has no limits, and like Evergreen my transaction is posted on the same day if placed early in the AM. NO monthly fees. However there is a 50.00 fee if account is closed within 90 days of opening. Evergreen Bank sports an "A" safety rating on DA, and "5 Star" rating on Bauer Financial.
I recently had the pleasure of opening a savings account at Evergreen Bank. Outstanding customer service. They were attentive to my needs, making the process smooth and enjoyable. I was particularly impressed with the efficiency in processing documents and setting up my account.
I called Customer Service & was connected to Josh within a few minutes. He was very helpful & took the time needed to answer all of my questions about the High Yield Online Savings account. My only disappointment was that deposits do NOT post until the 3rd business day after they are initiated!! This means the bank does NOT pay you interest for 2 days after they receive your money! If they posted deposits 1 business day after initiation, I would give Evergreen 5 stars but they wait until the 3rd business day so they lose a whole star! Banks make money at your expense when they delay paying you interest! Other competitive banks post deposits either the same day (Customers Bank) or 1 business day later (Primis Bank). Despite my one disappointment, I applied for a High Yield Online Savings Account which only took a few minutes & was approved immediately! I was then able to enroll in online banking. This was a very smooth process.
Account opening was very easy. One thing I don't like is that the current interest rate on the account is not shown in the dashboard, so you would need to call them or wait 'til the monthly statement comes out. They also have a 9-business day hold period on the deposits.
Green banking offers a different kind of service. They make sure to take care of you! Love this bank
This bank offers amazing service that makes you feel at home! Wonderful bank with wonderful people :D
I have been a customer with Evergreen Bank for nearly 3 years. I use them for personal banking with both a checking and small savings account. They provide reasonable fees, which can be waived with direct deposit, etc. I find them to have competitive interest rates, especially compared to smaller lenders. I have received good customer service, and they have resolved my problems and issues quickly and effectively.
Very positive experience working with EP Bank. I am beginning to transition my retirement funds from the sometimes shady cyber space stock market back into my neighborhood bank that has a history in my community for decades. It's comforting to know my retirement funds are back in EP....not just floating in the virtual stock market....Try to find the stock market on a map.... I now know where my retirement funds are located!