I initiated a ACH pull on my Evergreen platform and it instantly appeared on my Evergreen account. Most other banks take 2 or 3 business days, for all ACH transfers and 5 total days if over a weekend. They do NOT pay interest these days. Evergreen ACH limits are low, however... "Transfers initiated EXTERNALLY are subjected to the external bank's limits." I use my brokerage Money Market for ALL transfers, since it has no limits, and like Evergreen my transaction is posted on the same day if placed early in the AM. NO monthly fees. However there is a 50.00 fee if account is closed within 90 days of opening. Evergreen Bank sports an "A" safety rating on DA, and "5 Star" rating on Bauer Financial.

Account opening was very easy. One thing I don't like is that the current interest rate on the account is not shown in the dashboard, so you would need to call them or wait 'til the monthly statement comes out. They also have a 9-business day hold period on the deposits.

I have been a customer with Evergreen Bank for nearly 3 years. I use them for personal banking with both a checking and small savings account. They provide reasonable fees, which can be waived with direct deposit, etc. I find them to have competitive interest rates, especially compared to smaller lenders. I have received good customer service, and they have resolved my problems and issues quickly and effectively.