with assets totaling $5.20 billion as well as deposits totaling $4.49 billion. CTBC Bank Corp. (USA)'s Texas Ratio is 5.01%, suggesting that CTBC Bank Corp. (USA) is in outstanding financial health and far from failure. Additionally, CTBC Bank Corp. (USA) is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

which is fair in comparison to the average U.S. bank. Its one-year and two-year term lengths CDs earn at a rate of 0.40% and 0.50%, respectively, while its highest-yielding money market account has an APY of 0.15%. Given CTBC Bank Corp. (USA)'s below average savings rate, you should think about choosing another bank to earn more on your deposits.

(USA)'s fees to provide a full SmartAsset rating.

with 20 total bank locations in California, New Jersey and New York. It also offers access to mobile and web apps for an easy mobile-banking experience. It does not have all-day customer service with actual service representatives. You can get help during its hours, which are Monday through Friday and 9:00 a.m. to 4:00 p.m. PT. You can use CTBC Bank Corp. (USA)'s mobile app to control your accounts by checking current statements, transferring money and reaching support representatives. CTBC Bank Corp. (USA) receives a superb consumer satisfaction rating due to relatively few consumer complaints registered with the Consumer Financial Protection Bureau (CFPB), a government-backed consumer protection agency.