with assets totaling $5.20 billion as well as deposits totaling $4.49 billion. CTBC Bank Corp. (USA)'s Texas Ratio is 5.01%, suggesting that CTBC Bank Corp. (USA) is in outstanding financial health and far from failure. Additionally, CTBC Bank Corp. (USA) is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

which is fair in comparison to the average U.S. bank. Its one-year and two-year term lengths CDs earn at a rate of 0.40% and 0.50%, respectively, while its highest-yielding money market account has an APY of 0.15%. Given CTBC Bank Corp. (USA)'s below average savings rate, you should think about choosing another bank to earn more on your deposits.

with 20 total bank locations in California, New Jersey and New York. It also offers access to mobile and web apps for an easy mobile-banking experience. It does not have all-day customer service with actual service representatives. You can get help during its hours, which are Monday through Friday and 9:00 a.m. to 4:00 p.m. PT. You can use CTBC Bank Corp. (USA)'s mobile app to control your accounts by checking current statements, transferring money and reaching support representatives. CTBC Bank Corp. (USA) receives a superb consumer satisfaction rating due to relatively few consumer complaints registered with the Consumer Financial Protection Bureau (CFPB), a government-backed consumer protection agency.