When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings. Rates The Rates rating represents an aggregate of interest rates for specific bank products measured against the national average interest rate for each product. Product interest rates may vary by branch. Rates shown reflect the highest available nationwide. Fees The Fees rating is an assessment of the bank's fees measured against the national average fee amount for particular services and is also affected by whether or not the bank refunds ATM fees. Service Quality The Customer Experience rating is a weighted average of the Mobile Rating and the Consumer Satisfaction Score, which is based on complaints brought to the Consumer Financial Protection Bureau (CFPB). Financial Health The Financial Health rating is based on the Texas Ratio, an indicator that warns of credit problems at particular banks: anything less than 5% is considered Excellent; less than 20% is Very Good; less than 50% is Good; less than 90% is Fair; and over 90% is Poor.

which is fair compared to the average U.S. bank. Wintrust Bank's eleven-month and thirty-three term lengths CDs earn at a rate of 5.00% and 3.50%, respectively, while its highest-yielding money market account earns at an APY of 0.20%. Given its noncompetitive savings rate, you should think about opting for higher earning savings accounts with other banks.

With no monthly fee, Wintrust Bank is ideal for people who want a basic banking experience. For those who will need cash in a pinch, Wintrust Bank is perfect because it has no out-of-network ATM fees. Additionally, at $35.00, it has a moderate overdraft fee compared to the average U.S. overdraft fee. Wintrust Bank reimburses any incurred out-of-network ATM fees, which gives convenient access to cash at any time.

with 175 total bank locations in , , , , and . With mobile and web apps, Wintrust Bank makes account access straightforward, even on the go. Wintrust Bank's online and mobile banking services get poor scores from customers. The Wintrust Bank mobile app rates a 3.0 out of 5 (with 541 customer reviews on Apple and Android) compared to the national average of 3.8. Wintrust Bank's mobile app allows you to manage your accounts by monitoring current statements, sending and receiving funds as well as accessing support representatives. Wintrust Bank receives an excellent consumer satisfaction rating based on comparatively few complaints filed with the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency.

handles assets totaling $9.43 billion and deposits totaling $8.1 billion. Wintrust Bank's Texas Ratio is 2.07%, denoting that Wintrust Bank is in terrific financial well-being and far from failure. Additionally, Wintrust Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

I feel. I wanted to switch to Chase whenever I had to use those apps/pages. However, their customer service is commendable. One of their managers here in Burlington, WI, Michelle, helped us so patiently to set up a business checking account in the past. Just today, I was having some trouble with transferring money with Zelle. I got connected to Nathan on the phone, who took the time to explain to me the steps, the limitations, and the alternatives. He called back again to make sure everything worked. Very nice of him.

I had one that lasted any length of time and she was the only one I felt was on my side. The person in my family that wrote the trust had hostile feelings that I was unaware of until I found myself fighting to get the money I inherited. So, not totally their fault but it's easy to see who's side they are on. Have a question? Ask the WalletHub community.