Western Alliance just raised their HYSA through Savebetter.com to 5.05%.

I have a HYSA with Western Alliance Bank through savebetter. I also have relationships with other banks and credit unions there. I just received an mail stating that Western Alliance has raised their HYSA rate to 4.45%. It was 4.35%. If you take their top tier rate with their no limitations on transfers policy, and their 2 business day transfers, IMO Western Alliance is a very tough bank to beat. In my experience, Mysavingsdirect is a very close second overall, with a current rate of 4.35%. If you are thinking of starting a relationship with Western Alliance through savebetter, my advise would be to begin the process about a week before the end of the month. Why? Because you will then soon have access to your first monthly statement, which is quite detailed. It will contain information about your account which you will not have upon opening your account. Read the "How It Works" and the FAQs at savebetter.

I opened a high yield savings with W.A. through Savebetter. Transfer was visible and deposited in 2 days, still awaiting for available funds (it has only been 2 business days). The website stated no transfer limitations, I called Wester Alliance, they transferred me to the Savebetter dept, and they verified they do not have a daily/monthly limit for external transfer withdrawals. currently @ 4.23% Edit. Available funds took 3 business days. 2/10/23 - up to 4.35% I did an external withdrawal transfer and it was deposited into my bank account in 2 days