You might like The First Bank First Savings Account if you regularly keep at least $100 in your account, so you don't have to pay a monthly maintenance fee. The bank pays a pretty low rate on savings accounts, though. If you're looking for more competitive interest rates, read our guide to the best high-yield savings accounts guide for more options.

The First Bank First Freedom Checking Account is a great standard checking account for avoiding monthly maintenance fees because it doesn't have any minimum balance requirements. If you have a bad bank account history, The First Bank also provides banking options. You may open a Bank On certified checking account without checks and upgrade to The First Bank First Freedom Checking Account or another checking account after six months of opening.

The First Bank CDs pay low interest rates overall, with the exception of a CD special paying 4.50% APY. You'll need a minimum of $1,000 to open a standard CD. If you don't have much money to deposit, review our best CD rates for banks that have lower minimum opening requirements.

The First Bank Personal Money Market Account comes with check writing abilities but might be more difficult to manage than the bank's savings account. You'll need to keep and maintain at least $1,500 in your account daily to earn interest and waive the $8.50 monthly service fee.