Providence Bank ranks poorly compared to the national average. Providence Bank's one-year CD earns at a rate of 1.25% and the five-year CD has a rate of 1.60%, while its highest-yielding money market account earns at a rate of 0.30%. Given its noncompetitive savings rate, you should think about taking a look at other banks for savings accounts.

compared to the national average. With no monthly fee, Providence Bank is perfect for those who want a basic banking experience. Providence Bank does not refund out-of-network ATM fees, meaning you will be required to search for a Providence Bank ATM or eat the withdrawal fee.

with 13 total bank locations in Illinois, Missouri and Texas. It also offers access to mobile and web apps for an easy mobile-banking experience. Providence Bank's online and mobile banking platforms get fair scores from users. The Providence Bank mobile app scored a 3.5 out of 5 (out of 11 ratings on Apple and Android) compared to the national average of 3.8. You can access Providence Bank's app to manage your finances by checking account balances, sending and receiving funds and accessing support representatives. Providence Bank gets an excellent consumer satisfaction rating due to comparatively few complaints reported to the Consumer Financial Protection Bureau (CFPB), a government agency that protects consumers in the financial sector.

owning $967 million in assets as well as deposits totaling $753 million. It has an excellent Texas Ratio of 2.29%, suggesting that the bank is in excellent financial shape and unlikely to fail. Additionally, Providence Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

Provident by far is the best Financial Company I deal with. I am closing my accounts in one of the other banks after 50 years of banking with them ( B of A ) because their service is so bad. Provident tellers are the best, always helpful and Cheerful. Rita the operations manager has helped me with several difficult problems. Thank you Rita and crew. It is good to bank with a local bank where your business is appreciated.

been the most professional and friendly tellers I have had. She was understanding and compassionate and made sure I got assistance thoroughly!

in to the bank to close out some accounts due to a death. However the process went smoothly--and I was even given forms I needed that I didn't know enough to ask for. I truly appreciate the help and recommend this branch.

Helpful with all questions regarding personal banking. So helpful with setting up Banking and Checking accounts. Nice to have a personal touch in regards to your money. Have been a customer for almost 30 years.

from Lauren at Provident Bank. She understood my frustration and was very appreciative of our business. SHE IS A REAL STAND OUT. Not too many people will call and apologize on their own. Thank you.