The Forbright Bank Bright Savings Account pays 3.50% APY on balances under $250,000, and 4.25% APY on balances of $250,000 or more. This account does require a minimum deposit of $250, but there is no monthly service fee. Bright Savings may be right for you if you carry a larger balance, especially if you have a joint account so you're insured for more than $250,000.

With no monthly service fee and a minimum deposit of $1, the Forbright Bank Sprout Savings Account is a cost-effective option. It pays 4.25% APY for balances under $10,000, but only 0.80% APY on higher balances. Those with smaller balances may prefer Sprout Savings over Bright Savings.

The Forbright Bank Bright Checking Account has a minimum opening deposit of $25, no monthly service fee, and no overdraft fees. On top of that, accounts with $2,500 or more earn up to 4.25% APY, making it a strong high-yield checking account. While Forbright Bank only has ATMs in Maryland and Virginia, you'll receive unlimited reimbursements for fees charged by out-of-network ATMs.

The Forbright Bank Platinum Money Market Account offers a competitive 4.25% APY, and it refunds fees charged by out-of-network ATMs. It also allows you to access your money with a debit card or paper checks. However, you need a $250,000 "relationship balance" to qualify for this account. A relationship balance is the combined balance in all of your Forbright accounts. It also has a $2,500 minimum deposit, and you'll pay a $10 monthly service fee if your balance dips below $2,500 on any day of your billing cycle.

I opened a cd online in just a few minutes. Easiest ever. I had a little trouble enrolling the account in online banking and called CS. There was a 12 second wait. WOW! The young lady pushed my info through on the spot. All good.

Just signed up for their 12 month CD. Took about 5 minutes to open and fund. I did remove my credit report freeze prior to applying as I know some banks do a soft pull and if you have it frozen, they will deny you. Can't speak to any other aspects, but so far so good.

I called the bank this morning and was told their 5.25 percent certificate is only available for 12 month CDs. DepositAccts shows a 12-17 month option for that rate, but not according to the bank. Please keep that in mind.