Owning $3.36 billion in assets and deposits totaling $2.86 billion. It has a strong Texas Ratio of 3.88%, signifying that the bank is in good financial well-being and improbable to fail. Additionally, First Community Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

First Community Bank ranks poorly compared to other U.S. banks. Its one-year CD earns at a rate of 0.15% and the five-year CD earns at a rate of 0.60%, while its highest-yielding money market account has an APY of 1.054%. Given First Community Bank's noncompetitive savings rate, you should consider looking at the competition to open savings accounts

irst Community Bank charges its customers extremely low fees in comparison to the average U.S. bank. With no monthly fee, First Community Bank is perfect for those who want a basic banking experience. First Community Bank does not reimburse out-of-network ATM fees, meaning you will be required to locate a First Community Bank ATM or pay the withdrawal fee.

with 60 total branches in North Carolina, Tennessee, Virginia and West Virginia. It also offers access to mobile and web apps for straightforward access and banking on the go. It does not provide access to all-day customer service with representatives. You can get help during its hours, which are Monday through Friday, 7:00 a.m. to 6:00 p.m. ET; Saturday, and 8:00 a.m. to 12:30 p.m. ET. First Community Bank also offers a live chat feature, a helpful way to reach a representative during the work day. First Community Bank's online and mobile banking platforms receive mediocre marks from users. The First Community Bank mobile app is rated at 3.3 out of 5 (with 220 reviews on Apple and Android) compared to the national average of 3.8. First Community Bank's mobile app allows you to control your funds by monitoring current statements, sending and receiving funds and accessing customer service. First Community Bank gets an exceptional consumer satisfaction rating due to comparatively few complaints reported to the Consumer Financial Protection Bureau (CFPB), a government agency that protects consumers in the financial sector.